16 CFR 444.2 - Unfair credit practices

Cite as16 CFR 444.2
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24 practice notes
  • Payday, Vehicle Title, and Certain High-Cost Installment Loans
    • United States
    • Federal Register July 22, 2016
    • 22 Julio 2016
    ...to warrant coverage under this proposed rule. --------------------------------------------------------------------------- \421\ 16 CFR 444.2(a)(4). --------------------------------------------------------------------------- 3(e)(2) Real Estate Secured Proposed Sec. 1041.3(e)(2) would exclud......
  • Payday, Vehicle Title, and Certain High-Cost Installment Loans
    • United States
    • Federal Register November 17, 2017
    • 17 Noviembre 2017
    ...Bureau proposed not to cover such loans at this time. --------------------------------------------------------------------------- \437\ 16 CFR 444.2(a)(4). --------------------------------------------------------------------------- A number of commenters expressed concern about the proposal......
  • Part V
    • United States
    • Federal Register March 30, 2007
    • 30 Marzo 2007
    ...consumers to waive the very rights granted them under the Rule. Similar anti-waiver provisions can be found in the Credit Practices Rule, 16 CFR 444.2 (barring certain waivers in credit transactions), Cooling-Off Period Rule, 16 CFR 429.1(d) (barring inclusion in any door-to-door contract o......
  • Separate Parts In This Issue Part V Federal Trade Commission,
    • United States
    • Federal Register March 30, 2007
    • 30 Marzo 2007
    ...consumers to waive the very rights granted them under the Rule. Similar anti-waiver provisions can be found in the Credit Practices Rule, 16 CFR 444.2 (barring certain waivers in credit transactions), Cooling-Off Period Rule, 16 CFR 429.1(d) (barring inclusion in any door-to-door contract o......
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18 cases
  • In re Ford, No. 08-3192.
    • United States
    • United States Courts of Appeals. United States Court of Appeals (10th Circuit)
    • 3 Agosto 2009
    ...from taking "a nonpossessory security interest in household goods 574 F.3d 1288 other than a purchase money security interest." 16 C.F.R. § 444.2(a)(4) (emphasis Because of the advantages of PMSIs, lenders sometimes attempt to use them to secure obligations unrelated to purchase-money colla......
  • Zhang v. Southeastern Financial Group, Inc., No. CIV. A. 95-2126.
    • United States
    • United States District Courts. 3th Circuit. United States District Court (Eastern District of Pennsylvania)
    • 3 Septiembre 1997
    ...are liable under 42 U.S.C. § 1983 for confessing judgment and executing against her property in violation of due process, the FDCPA and 16 C.F.R. § 444.2. In Count IV plaintiff seeks rescissionary relief as to the service agreement and In Count V plaintiff claims that the Haven-Scott defend......
  • American Financial Services Ass'n v. F.T.C., Nos. 84-1081
    • United States
    • U.S. Court of Appeals — District of Columbia Circuit
    • 12 Julio 1985
    ...(4) Constitutes or contains a nonpossessory security interest in household goods other than a purchase money security interest. 16 C.F.R. Sec. 444.2(a)(3)-(4). Household goods are defined (i) ... Clothing, furniture, appliances, one radio and one television, linens, china, crockery, kitchen......
  • Lemelledo v. Beneficial Management Corp. of America
    • United States
    • Superior Court of New Jersey
    • 28 Noviembre 1995
    ...was not told that federal regulations prohibit Beneficial from taking security interests in certain household and personal items. 16 C.F.R. 444.2(a)(4). Plaintiff claims she never requested any insurance, nor did Beneficial employees discuss[674 A.2d 585] the purpose of or need for insuranc......
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1 books & journal articles
  • Exemptions
    • United States
    • Bankruptcy Law and Practice. Second Edition
    • 1 Junio 2017
    ...most creditors from taking non-possessory non-purchase money security interests in consumer goods. See FTC Credit Practices Rule, 16 CFR § 444.2(4); Federal Reserve Board Credit Practices Rule (Reg AA), 12 CFR § 227.13(d) (prohibiting finance companies, retailers, credit unions and banks fr......

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