Requirements for higher-priced mortgage loans
| Currency | Current through May 31, 2023 |
| Citation | 12 C.F.R. §1026.35 |
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2 cases
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In re Ditech Holding Corp.
...transactions. Section 1026.34 prohibits specific acts and practices in connection with high-cost mortgages, as defined in §1026.32(a). Section 1026.35 prohibits specific acts practices in connection with closed-end higher-priced mortgage loans, as defined in §1026.35(a). Section 1026.36 pro......
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In re Ditech Holding Corp.
...in connection with credit secured by a dwelling, id. § 1026.36, and certain types of credit secured by a consumer's principal dwelling, id. § 1026.35. the consummation of a purchase contract, including a refinancing, TILA and Regulation Z impose certain obligations on servicers, such as not......
2 firm's commentaries
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Can You Keep Up? Emergence of CFPB and Significant Developments Transform Consumer Finance Landscape
...23, 2013. Another rule amending Regulation Z altered the requirement to establish escrow accounts for higher priced mortgage loans. 12 C.F.R. § 1026.35. A joint rule along with the Office of the Comptroller of the Currency, the Federal Reserve Board, the National Credit Union Administration......
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CFPB, OCC, and Federal Reserve Propose Clarifications to Small Loan Exemption from HPML Appraisal Requirements
...in the CPI-W, the small loan exemption threshold 1 See 12 C.F.R. §§ 34.201 - 203 (OCC); 12 C.F.R. §§ 226.35, 43 (Federal Reserve); 12 C.F.R. § 1026.35 (CFPB). Notably, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the Federal Housing Finance Agency......
1 books & journal articles
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ACMA Summary - 2023 - Combined States - Provinces
...loan is made in compliance of the “Higher Priced Mortgage Loan” provisions in the Truth In Lending Act’s implementing Regulation Z Section 1026.35, whether or not the loan is actually a higher priced mortgage loan; or (6) where the mortgage loan is refinanced or modified in connection with ......