12 C.F.R. § 22.3 - Requirement to purchase flood insurance where available

Cite as12 C.F.R. § 22.3
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16 practice notes
  • Loans in Areas Having Special Flood Hazards
    • United States
    • Federal Register July 21, 2015
    • July 21, 2015
    ...wording change in the final rule. --------------------------------------------------------------------------- \48\ See, e.g., 12 CFR 22.3(a) (OCC); 12 CFR 208.25(c)(1) (Board); 12 CFR 339.3(a) (FDIC); 12 CFR 614.4930(a) (FCA); and 12 CFR 760.3(a) One financial institution commenter suggeste......
  • Loans in Areas Having Special Flood Hazards
    • United States
    • Federal Register October 30, 2014
    • October 30, 2014
    ...both a loan origination and a loan refinance. --------------------------------------------------------------------------- \28\ See, e.g., 12 CFR 22.3(a) (OCC); 12 CFR 208.25(c)(1) (Board); 12 CFR 339.3(a) (FDIC); 12 CFR 614.4930(a) (FCA); and 12 CFR 760.3(a) Section 102(d) of the FDPA, as a......
  • Leghorn v. Wells Fargo Bank, N.A., Case No. C–13–00708 JCS.
    • United States
    • United States District Courts. 9th Circuit. United States District Courts. 9th Circuit. Eastern District of California
    • June 19, 2013
    ...charge the borrower for the costs of premiums and fees incurred by the lender or servicer. Id. at ¶ 51 (citing 42 U.S.C. § 4012(e)(2); 12 C.F.R. § 22.3). Moreover, Fannie Mae issued a Servicing Guide Announcement (“SGA”) pertaining to lender-placed insurance on March 14, 2012. Id. at ¶ 52 (......
  • Ellsworth v. U.S. Bank, N.A., No. C 12–02506 LB.
    • United States
    • United States District Courts. 9th Circuit. United States District Courts. 9th Circuit. Eastern District of California
    • December 11, 2012
    ...or renew any designated loan unless the building ... securing the loan is covered by flood insurance for the term of the loan.” 312 C.F.R. § 22.3(a) (also setting minimum coverage requirements); see also42 U.S.C. § 4012a(b)(1) (substantially similar); 12 C.F.R. § 22.2(b) (regulations applic......
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10 cases
  • Leghorn v. Wells Fargo Bank, N.A., Case No. C–13–00708 JCS.
    • United States
    • United States District Courts. 9th Circuit. United States District Courts. 9th Circuit. Eastern District of California
    • June 19, 2013
    ...charge the borrower for the costs of premiums and fees incurred by the lender or servicer. Id. at ¶ 51 (citing 42 U.S.C. § 4012(e)(2); 12 C.F.R. § 22.3). Moreover, Fannie Mae issued a Servicing Guide Announcement (“SGA”) pertaining to lender-placed insurance on March 14, 2012. Id. at ¶ 52 (......
  • Ellsworth v. U.S. Bank, N.A., No. C 12–02506 LB.
    • United States
    • United States District Courts. 9th Circuit. United States District Courts. 9th Circuit. Eastern District of California
    • December 11, 2012
    ...or renew any designated loan unless the building ... securing the loan is covered by flood insurance for the term of the loan.” 312 C.F.R. § 22.3(a) (also setting minimum coverage requirements); see also42 U.S.C. § 4012a(b)(1) (substantially similar); 12 C.F.R. § 22.2(b) (regulations applic......
  • Leghorn v. Wells Fargo Bank, N.A., Case No.: C-13-00708 JCS
    • United States
    • United States District Courts. 9th Circuit. United States District Courts. 9th Circuit. Northern District of California
    • June 19, 2013
    ...charge the borrower for the costs of premiums and fees incurred by the lender or servicer. Id. at ¶ 51 (citing 42 U.S.C. § 4012(e)(2); 12 C.F.R. § 22.3). Moreover, Fannie Mae issued aPage 5Servicing Guide Announcement ("SGA") pertaining to lender-placed insurance on March 14, 2012. Id. at ¶......
  • Ellsworth v. U.S. Bank, N.A., No. C 12-02506 LB
    • United States
    • United States District Courts. 9th Circuit. United States District Courts. 9th Circuit. Northern District of California
    • December 11, 2012
    ...or renew any designated loan unless the building . . . securing the loan is covered by flood insurance for the term of the loan."3 12 C.F.R. § 22.3(a) (also setting minimum coverage requirements); see also 42 U.S.C. § 4012a(b)(1) (substantially similar); 12 C.F.R. § 22.2(b) (regulations app......
  • Request a trial to view additional results

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