12 CFR 1024.36 - Requests for information

Cite as12 CFR 1024.36
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233 practice notes
  • Rosell v. VMSB LLC, 20-20857-Civ-WILLIAMS/TORRES
    • United States
    • United States District Courts. 11th Circuit. United States District Courts. 11th Circuit. Southern District of Florida
    • June 22, 2021
    ...provide a phone number for the owner or assignee in order to satisfy the statutory requirements. Indeed, under the plain meaning of 12 C.F.R. § 1024.36(d), the regulation does not contain a requirement with respect to providing a phone number for the owner or assignee of a loan.”). Having n......
  • Sutton v. CitiMortgage, Inc., 16 Civ. 1778 (KPF)
    • United States
    • United States District Courts. 2nd Circuit. United States District Courts. 2nd Circuit. Southern District of New York
    • January 12, 2017
    ...that "each included a claim under the loss mitigation provision of Regulation X at 12 C.F.R. § 1024.41, rather than a sole claim under 12 C.F.R. § 1024.36." Id. at *4 (citing Bennett v. Bank of Am., N.A. , 126 F.Supp.3d 871 (E.D. Ky. 2015), and Paz v. Seterus, Inc. , No. 14-62513-CIV, 2015 ......
  • Best v. Newrez LLC, Case No.: GJH-19-2331
    • United States
    • United States District Courts. 4th Circuit. United States District Court (Maryland)
    • September 11, 2020
    ...was not required to respond because Plaintiff received a discharge in bankruptcy in March 2017, and a provision of Regulation X, 12 C.F.R. § 1024.36(f)(1)(v)(B), states that a request for information to a servicer is untimely if made more than one year after the loan is discharged. Id. at 3......
  • Coppola v. Wells Fargo Bank, N.A. (In re Coppola), Case No.: 17-14944 VFP
    • United States
    • U.S. Bankruptcy Court — District of New Jersey
    • November 1, 2018
    ...gross monthly income of $5,503.Ex. G: April 5, 2018 letter from Winchell to Reichner couched as:(i) a Request for Information under 12 C.F.R. §§ 1024.36(c) and (d) of Regulation X; and(ii) a Notice of Error under 12 C.F.R. § 1024.35 of Regulation X, specifically for denying loan modificatio......
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209 cases
  • Rosell v. VMSB LLC, 20-20857-Civ-WILLIAMS/TORRES
    • United States
    • United States District Courts. 11th Circuit. United States District Courts. 11th Circuit. Southern District of Florida
    • June 22, 2021
    ...provide a phone number for the owner or assignee in order to satisfy the statutory requirements. Indeed, under the plain meaning of 12 C.F.R. § 1024.36(d), the regulation does not contain a requirement with respect to providing a phone number for the owner or assignee of a loan.”). Having n......
  • Sutton v. CitiMortgage, Inc., 16 Civ. 1778 (KPF)
    • United States
    • United States District Courts. 2nd Circuit. United States District Courts. 2nd Circuit. Southern District of New York
    • January 12, 2017
    ...that "each included a claim under the loss mitigation provision of Regulation X at 12 C.F.R. § 1024.41, rather than a sole claim under 12 C.F.R. § 1024.36." Id. at *4 (citing Bennett v. Bank of Am., N.A. , 126 F.Supp.3d 871 (E.D. Ky. 2015), and Paz v. Seterus, Inc. , No. 14-62513-CIV, 2015 ......
  • Best v. Newrez LLC, Case No.: GJH-19-2331
    • United States
    • United States District Courts. 4th Circuit. United States District Court (Maryland)
    • September 11, 2020
    ...was not required to respond because Plaintiff received a discharge in bankruptcy in March 2017, and a provision of Regulation X, 12 C.F.R. § 1024.36(f)(1)(v)(B), states that a request for information to a servicer is untimely if made more than one year after the loan is discharged. Id. at 3......
  • Coppola v. Wells Fargo Bank, N.A. (In re Coppola), Case No.: 17-14944 VFP
    • United States
    • U.S. Bankruptcy Court — District of New Jersey
    • November 1, 2018
    ...gross monthly income of $5,503.Ex. G: April 5, 2018 letter from Winchell to Reichner couched as:(i) a Request for Information under 12 C.F.R. §§ 1024.36(c) and (d) of Regulation X; and(ii) a Notice of Error under 12 C.F.R. § 1024.35 of Regulation X, specifically for denying loan modificatio......
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21 firm's commentaries
  • The Consumer Financial Protection Bureau (CFPB): The New Federal Landscape For Lenders and Servicers
    • United States
    • JD Supra United States
    • June 5, 2014
    ...Administration (NCUA), (6) Office of the Comptroller of the Currency (OCC) and (7) Office of Thrift Supervision (OTS). [5] See, e.g., 12 CFR §§ 1024.36, 1024.38, 1024.40. 1026.20 and [6] See, e.g., 12 CFR § 1024.41. [7] See, e.g., Title X § 1041(a)(2), 12 U.S.C. § 5551(a)(2). [8]Information......
  • Recent Changes to the Law Governing Qualified Written Requests
    • United States
    • JD Supra United States
    • August 3, 2015
    ...that can provide assistance to the borrower. See 12 U.S.C. § 2605(e)(2). Where the servicer receives a “request for information” QWR (see 12 CFR 1024.36), the servicer must provide: (1) the “information requested by the borrower or an explanation of why the information requested is unavaila......
  • CFPB Publishes Compliance Bulletin and Policy Guidance for Mortgage Servicing Transfers
    • United States
    • LexBlog United States
    • November 6, 2014
    ...how transfers may implicate the requirements outlined in: Error Resolution Procedures (12 CFR 1024.35) and Requests for Information (12 CFR 1024.36) Force-Placed Insurance (12 CFR 1024.37 and 12 CFR 1024.17(k)) Early Intervention (12 CFR 1024.39) Continuity of Contact (12 CFR 1024.40) Loss ......
  • CFPB Publishes Compliance Bulletin And Policy Guidance For Mortgage Servicing Transfers
    • United States
    • Mondaq United States
    • November 18, 2014
    ...how transfers may implicate the requirements outlined in: Error Resolution Procedures (12 CFR 1024.35) and Requests for Information (12 CFR 1024.36) Force-Placed Insurance (12 CFR 1024.37 and 12 CFR 1024.17(k)) Early Intervention (12 CFR 1024.39) Continuity of Contact (12 CFR 1024.40) Loss ......
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