12 CFR 1026.36 - Prohibited acts or practices and certain requirements for credit secured by a dwelling
| Cite as | 12 CFR 1026.36 |
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138 practice notes
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2012 Real Estate Settlement Procedures Act (Regulation X) Mortgage Servicing Proposal
...example, the Servicemembers Civil Relief Act.\25\ --------------------------------------------------------------------------- \24\ See 12 CFR 1026.36(c). \25\ See 50 U.S.C. App. 501 et Although TILA and RESPA did not impose many requirements on servicers, servicers were still required to na......
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Loan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z)
...15, 2013 Part II Bureau of Consumer Financial Protection ----------------------------------------------------------------------- 12 CFR Part 1026 Loan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z); Final Rule Page 11280 ----------------------------------......
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Truth in Lending Act (Regulation Z); Loan Originator Compensation
...7, 2012 Part II Bureau of Consumer Financial Protection ----------------------------------------------------------------------- 12 CFR Part 1026 Truth in Lending Act (Regulation Z); Loan Originator Compensation; Proposed Rule Page 55272 ------------------------------------------------------......
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Mortgage Servicing Rules Under the Real Estate Settlement Procedures Act (Regulation X)
...defines as an error the failure to credit a payment to a borrower's mortgage loan account as of the date of receipt in violation of 12 CFR 1026.36(c)(1). Because servicers will already be required to comply with Sec. 1026.36(c)(1) with respect to certain mortgage loans they service, the Bur......
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100 cases
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Freeman v. Ocwen Loan Servicing, LLC, Case No. 1:18-cv-03844-TWP-DLP
...12 C.F.R. § 1026.20(c) and (d); (ii) Ocwen's breach of its duty to promptly credit payments pursuant to 15 U.S.C. § 1639f and Reg. Z, 12 C.F.R. § 1026.36(c)(1); (iii) Ocwen's breach of its duty to send periodic mortgage statements pursuant to 15 U.S.C. § 1638(f) and Reg. Z, 12 C.F.R. § 1026......
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Sutton v. CitiMortgage, Inc., 16 Civ. 1778 (KPF)
...loan and applicable law.(3) Failure to credit a payment to a borrower's mortgage loan account as of the date of receipt in violation of 12 CFR 1026.36(c)(1).(4) Failure to pay taxes, insurance premiums, or other charges, including charges that the borrower and servicer have voluntarily agre......
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Coppola v. Wells Fargo Bank, N.A. (In re Coppola), Case No.: 17-14944 VFP
...and applicable law.(3) Failure to credit a payment to a borrower's mortgage loan account as of the date of receipt in violation of 12 C.F.R. § 1026.36(c)(1).(4) Failure to pay taxes, insurance premiums, or other charges, including charges that the borrower and servicer have voluntarily agre......
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Wilson v. Deutsche Bank Tr. Co. Ams., Civil Action No. 3:18-CV-0854-D
...of law, and the claim is therefore dismissed.XI The court next considers whether the Thomases have pleaded a plausible claim under 12 C.F.R. § 1026.36(c).A Section 1026.36(c)(1)(i) prohibits a servicer from "fail[ing] to credit a periodic payment to the consumer's loan account as of the dat......
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20 firm's commentaries
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The Bullet Point: Ohio Commercial Law Bulletin - Does My Website URL Constitute A “Deceptive Trade Practice”? Volume 4, Issue 22
...loan and applicable law.(3) Failure to credit a payment to a borrower's mortgage loan account as of the date of receipt in violation of 12 CFR 1026.36(c)(1).(4) Failure to pay taxes, insurance premiums, or other charges, including charges that the borrower and servicer have voluntarily agre......
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CFPB Solidifies Loan Originator Compensation Restrictions, Dumps Zero-Zero Requirement
...at http://www.gpo.gov/fdsys/pkg/FR-2013-02-15/pdf/2013-01503.pdf (initially issued via the CFPB’s website on January 20, 2013). 2 12 C.F.R. § 1026.36(a)(1). 3 See id. 4 Beyond the exemptions detailed in this client alert, the CFPB’s Final Rule provides limited exemptions for employees of ma......
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Can You Keep Up? Emergence of CFPB and Significant Developments Transform Consumer Finance Landscape
...mortgage servicers. Mortgage loan originator compensation was the focus of additional changes to Regulation Z. See 12 C.F.R. §§ 1026.25, 1026.36. Over the last year, the CFPB initiated enforcement litigation concerning payments to mortgage originators, discussed in greater detail below, and......
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The Consumer Financial Protection Bureau (CFPB): The New Federal Landscape For Lenders and Servicers
...by product type, not business type, with a focus entirely on consumer protection. [13] See, e.g., Title X at Subtitles F and H; see also 12 CFR § 1026.36. [14] See, e.g., 12 CFR § [15] Per Title X § 1042(a), 12 USC § 5552(a), even state regulators can bring Dodd-Frank actions in federal cou......
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1 books & journal articles
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Table of Statutes, Laws, and Rules
...following 3.8, 6.5] 12 C.F.R. § 1024.31 5.5, 7.1 12 C.F.R. § 1024.37 3.8, 5.5, 6.5, 7.2 12 C.F.R. § 1026.4 5.5 12 C.F.R. § 1026.31 5.5 12 C.F.R. § 1026.36 5.5 75 C.F.R. § 57252 4.2, 5.5, 6.1, 6.4 75 C.F.R. § 57253 5.5, 6.1, 6.4 California Business and Professions Section Section 17200 5.5, ......