12 C.F.R. §1026.36 - Prohibited acts or practices and certain requirements for credit secured by a dwelling
| Cite as | 12 C.F.R. §1026.36 |
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108 cases
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Freeman v. Ocwen Loan Servicing, LLC
...12 C.F.R. § 1026.20(c) and (d); (ii) Ocwen's breach of its duty to promptly credit payments pursuant to 15 U.S.C. § 1639f and Reg. Z, 12 C.F.R. § 1026.36(c)(1); (iii) Ocwen's breach of its duty to send periodic mortgage statements pursuant to 15 U.S.C. § 1638(f) and Reg. Z, 12 C.F.R. § 1026......
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Lyons v. PNC Bank, Nat'l Ass'n
...claim under the transaction arises, to settle or use arbitration or other non-judicial procedure to resolve that dispute or claim." 12 C.F.R. § 1026.36(h). This regulation would be unwarranted unless § 1639c(e)(3) prohibits pre-dispute agreements to resolve claims in a non-judicial forum.Gi......
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Librizzi v. Ocwen Loan Servicing, LLC, CASE NO. 15–60107–CIV–BLOOM/VALLE
...for nearly two years but Ocwen did not correct those errors. Therefore, Ocwen violated said law." ECF No. [66] at 20 (citing 12 C.F.R. § 1026.36 ).2 Plaintiff's Amended Complaint does not allege any facts relating to the three types of wrongful acts related to a private right of action unde......
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Vitale v. Nationstar Mortg. LLC, 7:19-CV-9-D
...the Real Estate Settlement Procedures Act ("RESPA"), 12 C.F.R. §§ 1024.35, 1024.36, the Truth in Lending Act ("TILA"), 12 C.F.R. §§ 1026.41, 1026.36, and the Telephone Consumer Protection Act ("TCPA"), 47 U.S.C. § 227, defamation, and negligence. See id. Plaintiffs seek damages, a restraini......
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20 firm's commentaries
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The Bullet Point: Ohio Commercial Law Bulletin - Does My Website URL Constitute A “Deceptive Trade Practice”? Volume 4, Issue 22
...loan and applicable law.(3) Failure to credit a payment to a borrower's mortgage loan account as of the date of receipt in violation of 12 CFR 1026.36(c)(1).(4) Failure to pay taxes, insurance premiums, or other charges, including charges that the borrower and servicer have voluntarily agre......
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CFPB Solidifies Loan Originator Compensation Restrictions, Dumps Zero-Zero Requirement
...at http://www.gpo.gov/fdsys/pkg/FR-2013-02-15/pdf/2013-01503.pdf (initially issued via the CFPB’s website on January 20, 2013). 2 12 C.F.R. § 1026.36(a)(1). 3 See id. 4 Beyond the exemptions detailed in this client alert, the CFPB’s Final Rule provides limited exemptions for employees of ma......
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Can You Keep Up? Emergence of CFPB and Significant Developments Transform Consumer Finance Landscape
...mortgage servicers. Mortgage loan originator compensation was the focus of additional changes to Regulation Z. See 12 C.F.R. §§ 1026.25, 1026.36. Over the last year, the CFPB initiated enforcement litigation concerning payments to mortgage originators, discussed in greater detail below, and......
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The Consumer Financial Protection Bureau (CFPB): The New Federal Landscape For Lenders and Servicers
...by product type, not business type, with a focus entirely on consumer protection. [13] See, e.g., Title X at Subtitles F and H; see also 12 CFR § 1026.36. [14] See, e.g., 12 CFR § [15] Per Title X § 1042(a), 12 USC § 5552(a), even state regulators can bring Dodd-Frank actions in federal cou......
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1 books & journal articles
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Table of Statutes, Laws, and Rules
...following 3.8, 6.5] 12 C.F.R. § 1024.31 5.5, 7.1 12 C.F.R. § 1024.37 3.8, 5.5, 6.5, 7.2 12 C.F.R. § 1026.4 5.5 12 C.F.R. § 1026.31 5.5 12 C.F.R. § 1026.36 5.5 75 C.F.R. § 57252 4.2, 5.5, 6.1, 6.4 75 C.F.R. § 57253 5.5, 6.1, 6.4 California Business and Professions Section Section 17200 5.5, ......