12 C.F.R. §1026.41 - Periodic statements for residential mortgage loans
| Cite as | 12 C.F.R. §1026.41 |
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21 firm's commentaries
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The Consumer Financial Protection Bureau (CFPB): The New Federal Landscape For Lenders and Servicers
...e.g., Title X § 1041(a)(2), 12 U.S.C. § 5551(a)(2). [8] See Title 11 of the United States Code. [9] See, e.g., 12 CFR §§ 1024.39(d) and 1026.41(e)(5), discussed [10] See Title X § 1025(a), 12 U.S.C. § 5515(a). [11]The “prudential regulators”—OCC, FDIC, Federal Reserve and NCUA—retain primar......
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CFPB Refines Mortgage Rules to Resolve Conflicts and Inconsistencies
...Adjustment Notice (12 C.F.R. § 1026.20(d)) No exemption from servicing rules No exemption from servicing rules12 Periodic Statements (12 C.F.R. § 1026.41) Exempt from servicing rules once bankruptcy petition is filed until the case is dismissed or closed, or borrower receives a discharge14 ......
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The CFPB's Final Collections Rule: Mortgage Servicing Provisions And Impacts
...insurance notices (12 C.F.R. 1024.37), adjustable-rate loan initial adjustment notices (12 C.F.R. 1026.20(d)), and periodic statements (12 C.F.R. 1026.41). Mortgage-specific content for debt validation notices-on The proposed debt collection rule included optional, alternate content, to be ......
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The CFPB’s final collections rule: mortgage servicing provisions and impacts
...insurance notices (12 C.F.R. 1024.37), adjustable-rate loan initial adjustment notices (12 C.F.R. 1026.20(d)), and periodic statements (12 C.F.R. 1026.41). Mortgage-specific content for debt validation notices–on hold The proposed debt collection rule included optional, alternate content, t......
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1 provisions
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SL 10, SB 131 – Regulatory Reform Act of 2016-2017
...Is otherwise included in a periodic statement sent to the borrower that meets the requirements of paragraphs (b), (c), and (d) of 12 C.F.R. 1026.41.2. Results from a service that is affirmatively requested by the borrower, (ii) is paid for by the borrower at the time the service is provided......