12 CFR 1026.58 - Internet posting of credit card agreements
| Cite as | 12 CFR 1026.58 |
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16 practice notes
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Arbitration Agreements
...using the Bureau's market monitoring authority. --------------------------------------------------------------------------- \152\ 12 CFR 1026.58(c) (requiring credit card issuers to submit their currently-offered credit card agreements to the Bureau to be posted on the Bureau's Web For prep......
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Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)
...site or in writing upon request. These new provisions in proposed Sec. 1005.19 would be similar to existing requirements in Regulation Z 12 CFR 1026.58 for open-end consumer credit card The Bureau is proposing Sec. 1005.19 pursuant to its disclosure authority in EFTA section 905(a), its adj......
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Technical Specifications for Credit Card Agreement and Data Submissions Required Under TILA and the CARD Act (Regulation Z)
...U.S.C. 1632(d). 17Public Law 111–203, section 1100A, 124 Stat. 2081 (2010). See also supra note 2. 1876 FR 79768 (Dec. 22, 2011). 1912 CFR 1026.58(c)(1). A credit card issuer is not required to submit a credit card agreement to the Bureau pursuant to 12 CFR 1026.58, if it qualifies for the ......
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Smith v. GC Servs. Ltd. P'ship, No. 18-1361
...contract contained one. What’s more, federal regulations require credit card issuers to post their credit card agreements online. See 12 C.F.R. § 1026.58(d). Even if Synchrony Bank was nonresponsive to inquiries, GC Services could have found the agreement through a routine internet search.B......
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3 cases
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Smith v. GC Servs. Ltd. P'ship, No. 18-1361
...contract contained one. What’s more, federal regulations require credit card issuers to post their credit card agreements online. See 12 C.F.R. § 1026.58(d). Even if Synchrony Bank was nonresponsive to inquiries, GC Services could have found the agreement through a routine internet search.B......
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Deutsch v. JPMorgan Chase & Co., 18-CV-11655 (VSB)
...a credit card issuer and user and that impose requirements related to those agreements. (See Def.'s Reply 5-6 (citing, for example, 12 C.F.R. § 1026.58 (requiring credit card providers to post credit card agreements to the Internet)).)8 However, none of the laws identified by Defendant requ......
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Ramirez v. Midland Funding, LLC, Case No. 17-cv-2626
...contract contained one. What's more, federal regulations require credit card issuers to post their credit card agreements online. See 12 C.F.R. § 1026.58(d). Even if [the original creditor] was unresponsive to inquiries, [defendant]Page 14 could have found the agreement through a routine in......
7 firm's commentaries
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CFPB Eases Reporting Requirements
...1026.57(d)(3); Quarterly submission of consumer credit card agreements, as required by TILA, 15 U.S.C. § 1632(d)(2), and Regulation Z, 12 CFR 1026.58(c); Collection of certain credit card price and availability information from a sample of credit card issuers under TILA, 15 USC §1646(b)(1) ......
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CFPB Eases Reporting Requirements
...1026.57(d)(3); Quarterly submission of consumer credit card agreements, as required by TILA, 15 U.S.C. § 1632(d)(2), and Regulation Z, 12 CFR 1026.58(c); Collection of certain credit card price and availability information from a sample of credit card issuers under TILA, 15 USC §1646(b)(1) ......
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CFPB Proposes Suspending Quarterly Credit Card Agreement Submission Requirements
...of the quarterly submission requirement and the absence of these agreements on the 1 80 Fed. Reg. 10,417 (Feb. 26, 2015). 2 12 C.F.R. § 1026.58(c). 3 Id. § 1026.58(d). 1 © 2015 Morrison & Foerster LLP | mofo.com Attorney Advertising Client Alert [CFPB]’s Web site.”4 The CFPB’s conclusion su......
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CFPB Proposes Suspending Quarterly Credit Card Agreement Submission Requirements
...to agreement posting requirements in both the credit card and prepaid card spaces. Footnotes 80 Fed. Reg. 10,417 (Feb. 26, 2015). 12 C.F.R. § 1026.58(c). Id. § 80 Fed. Reg. at 10,420. Id. at 10,418. 79 Fed. Reg. 77,102 (Dec. 23, 2014). Id. at 77,196. Because of the generality of this update......
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