12 C.F.R. §1026.58 - Internet posting of credit card agreements

Cite as12 C.F.R. §1026.58
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3 cases
  • Smith v. GC Servs. Ltd. P'ship, 18-1361
    • United States
    • United States Courts of Appeals. United States Court of Appeals (7th Circuit)
    • 22 October 2018
    ...contract contained one. What’s more, federal regulations require credit card issuers to post their credit card agreements online. See 12 C.F.R. § 1026.58(d). Even if Synchrony Bank was nonresponsive to inquiries, GC Services could have found the agreement through a routine internet search.B......
  • Deutsch v. JPMorgan Chase & Co., 18-CV-11655 (VSB)
    • United States
    • United States District Courts. 2nd Circuit. United States District Courts. 2nd Circuit. Southern District of New York
    • 30 September 2019
    ...a credit card issuer and user and that impose requirements related to those agreements. (See Def.'s Reply 5-6 (citing, for example, 12 C.F.R. § 1026.58 (requiring credit card providers to post credit card agreements to the Internet)).)8 However, none of the laws identified by Defendant requ......
  • Ramirez v. Midland Funding, LLC, Case No. 17-cv-2626
    • United States
    • United States District Courts. 7th Circuit. United States District Court (Northern District of Illinois)
    • 21 June 2019
    ...contract contained one. What's more, federal regulations require credit card issuers to post their credit card agreements online. See 12 C.F.R. § 1026.58(d). Even if [the original creditor] was unresponsive to inquiries, [defendant]Page 14 could have found the agreement through a routine in......
7 firm's commentaries
  • CFPB Eases Reporting Requirements
    • United States
    • LexBlog United States
    • 30 March 2020
    ...1026.57(d)(3); Quarterly submission of consumer credit card agreements, as required by TILA, 15 U.S.C. § 1632(d)(2), and Regulation Z, 12 CFR 1026.58(c); Collection of certain credit card price and availability information from a sample of credit card issuers under TILA, 15 USC §1646(b)(1) ......
  • CFPB Eases Reporting Requirements
    • United States
    • JD Supra United States
    • 2 April 2020
    ...1026.57(d)(3); Quarterly submission of consumer credit card agreements, as required by TILA, 15 U.S.C. § 1632(d)(2), and Regulation Z, 12 CFR 1026.58(c); Collection of certain credit card price and availability information from a sample of credit card issuers under TILA, 15 USC §1646(b)(1) ......
  • CFPB Proposes Suspending Quarterly Credit Card Agreement Submission Requirements
    • United States
    • Mondaq United States
    • 10 March 2015
    ...to agreement posting requirements in both the credit card and prepaid card spaces. Footnotes 80 Fed. Reg. 10,417 (Feb. 26, 2015). 12 C.F.R. § 1026.58(c). Id. § 80 Fed. Reg. at 10,420. Id. at 10,418. 79 Fed. Reg. 77,102 (Dec. 23, 2014). Id. at 77,196. Because of the generality of this update......
  • CFPB Finalizes Rule Suspending Quarterly Submission Of Credit Card Agreements
    • United States
    • Mondaq United States
    • 23 April 2015
    ...but that it will "consult" with financial institutions. Footnotes 1.80 Fed. Reg. 21,153, 21,158 (Apr. 17, 2015) (to be codified at 12 C.F.R. § 1026.58(g)(1)). Id. (to be codified at 12 C.F.R. pt. 1026, Supp. I, cmt. Because of the generality of this update, the information provided herein m......
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