12 C.F.R. §1026.58 - Internet posting of credit card agreements
| Cite as | 12 C.F.R. §1026.58 |
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3 cases
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Smith v. GC Servs. Ltd. P'ship, 18-1361
...contract contained one. What’s more, federal regulations require credit card issuers to post their credit card agreements online. See 12 C.F.R. § 1026.58(d). Even if Synchrony Bank was nonresponsive to inquiries, GC Services could have found the agreement through a routine internet search.B......
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Deutsch v. JPMorgan Chase & Co., 18-CV-11655 (VSB)
...a credit card issuer and user and that impose requirements related to those agreements. (See Def.'s Reply 5-6 (citing, for example, 12 C.F.R. § 1026.58 (requiring credit card providers to post credit card agreements to the Internet)).)8 However, none of the laws identified by Defendant requ......
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Ramirez v. Midland Funding, LLC, Case No. 17-cv-2626
...contract contained one. What's more, federal regulations require credit card issuers to post their credit card agreements online. See 12 C.F.R. § 1026.58(d). Even if [the original creditor] was unresponsive to inquiries, [defendant]Page 14 could have found the agreement through a routine in......
7 firm's commentaries
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CFPB Eases Reporting Requirements
...1026.57(d)(3); Quarterly submission of consumer credit card agreements, as required by TILA, 15 U.S.C. § 1632(d)(2), and Regulation Z, 12 CFR 1026.58(c); Collection of certain credit card price and availability information from a sample of credit card issuers under TILA, 15 USC §1646(b)(1) ......
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CFPB Eases Reporting Requirements
...1026.57(d)(3); Quarterly submission of consumer credit card agreements, as required by TILA, 15 U.S.C. § 1632(d)(2), and Regulation Z, 12 CFR 1026.58(c); Collection of certain credit card price and availability information from a sample of credit card issuers under TILA, 15 USC §1646(b)(1) ......
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CFPB Proposes Suspending Quarterly Credit Card Agreement Submission Requirements
...to agreement posting requirements in both the credit card and prepaid card spaces. Footnotes 80 Fed. Reg. 10,417 (Feb. 26, 2015). 12 C.F.R. § 1026.58(c). Id. § 80 Fed. Reg. at 10,420. Id. at 10,418. 79 Fed. Reg. 77,102 (Dec. 23, 2014). Id. at 77,196. Because of the generality of this update......
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CFPB Finalizes Rule Suspending Quarterly Submission Of Credit Card Agreements
...but that it will "consult" with financial institutions. Footnotes 1.80 Fed. Reg. 21,153, 21,158 (Apr. 17, 2015) (to be codified at 12 C.F.R. § 1026.58(g)(1)). Id. (to be codified at 12 C.F.R. pt. 1026, Supp. I, cmt. Because of the generality of this update, the information provided herein m......
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