12 U.S.C. 1022.72 - General requirements for risk-based pricing notices
| Cite as | 12 U.S.C. 1022.72 |
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4 practice notes
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Arbitration Agreements
...action on a consumer credit application,\466\ in connection with a risk-based pricing notice generally required under Regulation V, 12 CFR 1022.72, when a consumer receives materially less favorable material terms for consumer credit based on the creditor's use of a consumer report, or in c......
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Bureau of Consumer Fin. Prot. v. Alder Holdings, LLC, 4:20-cv-01445-KGB
...as described in the Complaint. l. “Risk-Based Pricing Notice” is the notice that must be provided to a consumer under Regulation V, 12 C.F.R. § 1022.72, when a person or organization, including a corporation, partnership, proprietorship, association, cooperative, estate, trust, or governmen......
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Agency Information Collection Activities; Proposed Collection; Comment Request; Extension
...the material terms of credit. --------------------------------------------------------------------------- \6\ 16 CFR 640.3, -640.4. \7\ 12 CFR 1022.72, The FTC's currently cleared burden totals, post-adjustment for the effects of the Dodd-Frank Act, are 13,319,471 hours.\8\ The past burden ......
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Agency Information Collection Activities; Proposed Collection; Comment Request; Extension
...setting the material terms of credit. --------------------------------------------------------------------------- \5\ 16 CFR 640.3-640.4; 12 CFR 1022.72-1022.73. --------------------------------------------------------------------------- Under the PRA, 44 U.S.C. 3501-3521, the FTC is reques......
1 cases
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Bureau of Consumer Fin. Prot. v. Alder Holdings, LLC, 4:20-cv-01445-KGB
...as described in the Complaint. l. “Risk-Based Pricing Notice” is the notice that must be provided to a consumer under Regulation V, 12 C.F.R. § 1022.72, when a person or organization, including a corporation, partnership, proprietorship, association, cooperative, estate, trust, or governmen......