12 C.F.R. §1026.5 - General disclosure requirements

Cite as12 C.F.R. §1026.5
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5 firm's commentaries
  • CFPB Issues Statement on Flexible Approach to Electronic Credit Card Disclosures
    • United States
    • JD Supra United States
    • June 9, 2020
    ...otherwise required to be provided to the consumer in writing. Current Electronic Written Disclosure Requirements Regulation Z (12 CFR § 1026.5(a)(1)) requires creditors provide certain written disclosures to consumers. The Electronic Signatures in Global and National Commerce Act (E-SIGN Ac......
  • 0% Interest!* Is Your Advertising Sending the Wrong Message? (*kind of)
    • United States
    • LexBlog United States
    • September 5, 2014
    ...repaid without incurring a finance charge due to a periodic interest rate and any conditions on the availability of the grace period. (12 C.F.R. § 1026.5.) In practical terms, this means if a consumer’s credit account carries a balance, he will not have a grace period and will incur finance......
  • CFPB Issues Statement on Temporary Supervisory and Enforcement Practices for Credit Card Electronic Disclosures in Response to COVID-19
    • United States
    • JD Supra United States
    • June 16, 2020
    ...disclosure requirements. Under Regulation Z, credit card issuers are required to provide certain disclosures to consumers in writing. 12 C.F.R. 1026.5(a)(1). These disclosures can be provided electronically, pursuant to the Electronic Signatures in Global and National Commerce Act (E-Sign A......
  • 0% Interest!* Is Your Advertising Sending The Wrong Message? (*Kind Of)
    • United States
    • Mondaq United States
    • September 15, 2014
    ...repaid without incurring a finance charge due to a periodic interest rate and any conditions on the availability of the grace period. (12 C.F.R. § 1026.5.) In practical terms, this means if a consumer's credit account carries a balance, he will not have a grace period and will incur finance......
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