12 C.F.R. §1026.22 - Determination of annual percentage rate
| Cite as | 12 C.F.R. §1026.22 |
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4 cases
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Dye v. MLD Mortg. Inc.
...as a yearly rate, that relates the amount and timing of value received by the consumer to the amount and timing of payments made." 12 C.F.R. § 1026.22(a)(1). 4. The Money Store, as a lender, was obligated to provide a "Good Faith Estimate" form to the borrower. ECF 1, ¶ 121; 12 C.F.R. App'x......
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Ekstrom v. Cong. Bank
...as a yearly rate, that relates the amount and timing of value received by the consumer to the amount and timing of payments made." 12 C.F.R. § 1026.22(a)(1). 3. American Bank, as a lender, was obligated to provide a "Good Faith Estimate" form to the borrower. ECF 1, ¶ 98; 12 C.F.R. App'x C ......
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Laskaris v. Fifth Third Bank (In re Fifth Third Early Access Cash Advance Litig.), 18-3390
...rate, that relates the 925 F.3d 271amount and timing of value received by the consumer to the amount and timing of payments made." 12 C.F.R. § 1026.22(a)(1).The contract described the APR for the Early Access program as follows: INTEREST RATE AND Interest Rate Annual Percentage Rage (APR) f......
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Brooks v. JPMorgan Chase Bank, N.A., Civil Action No. 12-11634-FDS
...actual finance charge in violation of 12 C.F.R. § 1026.18(d)(1); and• included an inaccurate annual percentage rate in violation of 12 C.F.R. § 1026.22(a)(2), (4).1 The complaint also alleges that the loan failed the "Good Faith Estimate disclosure date test."2 Under RESPA, a lender must pr......