16 CFR 313.3 - Definitions

Cite as16 CFR 313.3
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60 practice notes
  • Fair and Accurate Credit Transactions Act of 2003: Identity theft red flags and address discrepancies,
    • United States
    • Federal Register July 18, 2006
    • July 18, 2006
    ...12 CFR 40.3(i)(1) (OCC); 12 CFR 216.3(i)(1) (Board); 12 CFR 332.3(i)(1) (FDIC); 12 CFR 573.3(i)(1) (OTS); 12 CFR 716.3(j) (NCUA); and 16 CFR 313.3(i)(1) \10\ See 12 CFR 225.86 for a description of activities that are ``financial in nature or incidental to a financial activity,'' and explana......
  • Part II
    • United States
    • Federal Register July 18, 2006
    • July 18, 2006
    ...12 CFR 40.3(i)(1) (OCC); 12 CFR 216.3(i)(1) (Board); 12 CFR 332.3(i)(1) (FDIC); 12 CFR 573.3(i)(1) (OTS); 12 CFR 716.3(j) (NCUA); and 16 CFR 313.3(i)(1) \10\ See 12 CFR 225.86 for a description of activities that are ``financial in nature or incidental to a financial activity,'' and explana......
  • Telemarketing sales rule,
    • United States
    • Federal Register January 29, 2003
    • January 29, 2003
    ...at 10. See also June 2002 Tr. II at 222 (ATA); PMA-NPRM at 13; SBC-NPRM at 9. \207\ The Privacy of Consumer Financial Information Rule, 16 CFR 313.3(a), defines an affiliate as ``any company that controls, is controlled by or is under common control with another company.'' (quoted in ERA-NP......
  • Separate Parts In This Issue Part III Federal Trade Commission,
    • United States
    • Federal Register January 29, 2003
    • January 29, 2003
    ...at 10. See also June 2002 Tr. II at 222 (ATA); PMA-NPRM at 13; SBC-NPRM at 9. \207\ The Privacy of Consumer Financial Information Rule, 16 CFR 313.3(a), defines an affiliate as ``any company that controls, is controlled by or is under common control with another company.'' (quoted in ERA-NP......
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29 cases
  • Ameriquest Mortg. Co. v. Office of the Attorney Gen. of Wash., No. 87661–4.
    • United States
    • United States State Supreme Court of Washington
    • May 9, 2013
    ...pertaining to them) that is derived using any personally identifiable financial information that is [ (3) ] not publicly available.” 16 C.F.R. § 313.3(n)(1)(i)–(ii). In Ameriquest, we stated that it is through these three definitional filters that information must pass before it can be prop......
  • Individual Reference Services Group v. F.T.C., No. CIV.A. 00-1828 ESH.
    • United States
    • United States District Courts. United States District Court (Columbia)
    • April 30, 2001
    ...their Final Rules. They defined "nonpublic personal information," in part, as "personally identifiable financial information." 16 C.F.R. § 313.3(n)(1)(i).10 In turn, the Page 22 defined "personally identifiable financial information" as information "(i) [a] consumer provides to you11 to obt......
  • F.T.C. v. Ameridebt, Inc., No. CIV.A.PJM 03-3317.
    • United States
    • United States District Courts. 4th Circuit. United States District Court (Maryland)
    • September 24, 2004
    ...in connection with providing a financial product or service to an individual primarily for personal, family or household purposes. See 16 C.F.R. § 313.3(o)(1). See Trans Union LLC v. FTC, 295 F.3d 42, 50-1 The Preamble to the Rule states that the term "financial institution" is defined "ver......
  • Individual Reference Services Group, Inc. v. Federal Trade Commission, Civil Action No. 00-1828 (ESH)
    • United States
    • U.S. District Court — District of Columbia
    • January 1, 2000
    ...their Final Rules. They defined "nonpublic personal information," in part, as "personally identifiable financial information." 16 C.F.R. § 313.3(n)(1)(i).10 In turn, the Regulations defined "personally identifiable financial information" as information "(i) [a] consumer provides to you11 to......
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6 firm's commentaries
  • Frequently Asked Questions About the California Consumer Privacy Act of 2018 (CCPA)
    • United States
    • JD Supra United States
    • August 1, 2018
    ...printing, money wiring, check cashing, tax preparation, and credit counseling businesses; insurance underwriters and mortgage brokers (16 C.F.R. §313.3(k)) to provide notice about the procedures and policies implemented for protecting the privacy of non-public personal information, which is......
  • Treasury Department Issues Cybersecurity Checklist for Financial Institutions: What Might Apply to Your Financial Services Company?
    • United States
    • JD Supra United States
    • December 15, 2015
    ...engaged in financial activities is a financial institution,” which includes banks, credit unions, and credit card companies. 16 C.F.R. 313.3(k)(1). The FTC also provides other less apparent examples financial institutions: “check-cashing businesses, payday lenders, mortgage brokers, nonbank......
  • FTC Seeks To Update Its Safeguards And Privacy Rules
    • United States
    • Mondaq United States
    • April 2, 2019
    ...Act of 1956 (12 U.S.C. § 1843(k)). An institution that is significantly engaged in financial activities is a financial institution." 16 C.F.R. § 313.3(k)(1). The Privacy Rule also includes an illustrative list of institutions that are, and are not, deemed to be "financial institutions," as ......
  • Vehicle Rental Laws: Road Blocks To Evolving Mobility Models?
    • United States
    • JD Supra United States
    • September 23, 2019
    ...laws, such as Graham-Leach-Bliley impose additional requirements on leases of at least 90 days. See 12 C.F.R. § 213.2(e)(1) (2011); 16 C.F.R. § 313.3(k)(2)(iii) (2000). 82. See, e.g., H.B. 2762 (W. Va. 2019). 83. See id. 94 JOURNAL OF LAW AND MOBILITY 2019 no statutory limitation often prov......
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2 books & journal articles

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