12 C.F.R. §1002.2 - Definitions

Cite as12 C.F.R. §1002.2
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25 cases
  • RL BB Acquisition, LLC v. Bridgemill Commons Dev. Grp., LLC, 13–6034.
    • United States
    • United States Courts of Appeals. United States Court of Appeals (6th Circuit)
    • June 12, 2014
    ...of “applicant,” and that definition allows guarantors to sue for violations of the spouse-guarantor rule. See12 C.F.R. § 202.2(e), 12 C.F.R. § 1002.2(e). This appeal raises two issues of first impression concerning ECOA's statutory and regulatory scheme. First, we must determine whether Reg......
  • Germain v. M & T Bank Corp., 13–CV–7273 (KMK).
    • United States
    • United States District Courts. 2nd Circuit. United States District Courts. 2nd Circuit. Southern District of New York
    • June 19, 2015
    ...of credit from a creditor, and includes any person who is or may become contractually liable regarding an extension of credit." 12 C.F.R. § 1002.2(e). Moreover, a "person" means, among other things, "a natural person, corporation, ... [or] trust." Id. § 1002.2(x). The Court agrees with Defe......
  • Ball v. Landmark Credit Union
    • United States
    • United States District Courts. 7th Circuit. United States District Court of Eastern District of Wisconsin
    • December 21, 2022
    ...was so patently incomplete that it could not be characterized as an “application” within the meaning of 12 C.F.R. § 1002.9(c). See 12 C.F.R. § 1002.2(f). “Application means an oral or written request for an extension of credit that is made in accordance with procedures used by a creditor fo......
  • Tyson v. Sterling Rental, Inc., s. 15-1465/1468
    • United States
    • United States Courts of Appeals. United States Court of Appeals (6th Circuit)
    • September 2, 2016
    ...to lenders—are considered “creditors” solely for the purposes of the ECOA's prohibitions on discrimination and discouragement. See 12 C.F.R. § 1002.2(l ). Under Regulation B, in other words, “creditors” who act as mere middle-men between applicants and lenders have no affirmative obligation......
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