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12 C.F.R. §1022.136 - Centralized source for requesting annual file disclosures from nationwide consumer reporting agencies
| Cite as | 12 C.F.R. §1022.136 |
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CFPB Enters Into Consent Order with Credit Reporting Agency Over Alleged Misrepresentations
- United States
- JD Supra United States
- March 28, 2017
...alleged that the CRA violated the Fair Credit Reporting Act, 15 U.S.C. §§ 1681-81x, and its implementing regulation (Regulation V, 12 C.F.R. § 1022.136(g)(1)). That regulation prohibits CRAs from advertising their products to consumers through AnnualCreditReport.com until the consumer has e...... -
CFPB Advises Consumer Reporting Agencies On Streamlined Process For Free Annual Consumer Reports
- United States
- Mondaq United States
- December 11, 2012
...15 12 C.F.R. § 1022.137(a)(2)(ii). 16 12 C.F.R. § 1022.137(a)(2)(iii). 17 12 C.F.R. § 1022.137(d). 18 12 C.F.R. § 1022.137(e). 19 12 C.F.R. § 1022.136. 20 12 C.F.R. § The content of this article does not constitute legal advice and should not be relied on in that way. Specific advice should......